Motor Fleet Underwriter: Mid Market
Working hours: This role is available on a part-time, job-share or full-time basis.
Location: Croydon, South East Region, Hybrid
Closing date for applications: 6th August 2026
The opportunity:
We are looking for an experienced and commercially minded Motor Fleet Underwriter to join our Mid Market Underwriting team.
In this role, you'll be responsible for managing and growing a portfolio of Mid Market Motor Fleet business, delivering sustainable and profitable growth through strong underwriting discipline and broker relationships. You'll assess risks, negotiate terms and pricing, and provide tailored insurance solutions that meet our customers' needs while supporting our business objectives.
Whilst Motor Fleet will be your primary area of expertise, we're also looking for someone who is keen to broaden their underwriting knowledge and contribute to wider underwriting discussions and initiatives across the Mid Market portfolio.
Working closely with brokers and internal colleagues, you'll play a key role in delivering excellent service, maintaining underwriting standards and driving profitable outcomes.
Many of our employees work flexibly in a variety of different ways, including part-time, flexible hours, job share, an element of working from home or compressed hours. This is because we want the best people for our roles, and we recognise that sometimes those people aren’t available full-time. Please talk to us at interview about the flexibility you may need.
What you'll be doing:
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Underwrite and manage a portfolio of Mid Market Motor Fleet business in accordance with underwriting appetite and authority levels.
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Assess new business, renewals and mid-term adjustments, making sound underwriting decisions based on risk analysis and market conditions.
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Develop and maintain strong relationships with brokers to support retention and profitable growth.
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Negotiate pricing, terms and conditions to achieve sustainable portfolio performance.
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Collaborate with internal stakeholders to deliver exceptional customer and broker outcomes.
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Monitor and manage portfolio performance, taking action where required to deliver underwriting profitability.
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Maintain a strong understanding of market trends, emerging risks and competitor activity.
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Ensure compliance with underwriting guidelines, governance standards and regulatory requirements.
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Provide technical underwriting support and guidance where required.
What makes you a good fit?
We're looking for a relationship-focused underwriter who combines strong technical expertise with commercial awareness and excellent stakeholder management skills.
You'll likely have:
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Proven experience underwriting Motor Fleet business..
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Strong technical underwriting knowledge and risk assessment capability.
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Experience managing broker relationships and negotiating profitable outcomes.
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Strong analytical and decision-making skills.
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Excellent communication, influencing and relationship-building abilities.
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A customer-focused approach and commitment to delivering excellent service.
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The ability to work independently while contributing positively to team objectives.
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A proactive and commercially minded approach to portfolio management.
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Progress towards, or completion of, a professional insurance qualification such as ACII (desirable)
What will you get in return?
Everyone’s different. That’s why at Zurich, we offer a wide range of employee benefits so our people can choose what fits them and their life. Our benefits provide real flexibility so our people can make considered choices and tailor their benefits throughout the year. Our benefits include 12% defined non-contributory pension scheme, annual company bonus, private medical insurance and the option to buy up to an additional 20 days or sell some of your holiday, alongside a range of other flexible benefits
You can find out more about our wide range of employee benefits on our website.
Who we are:
At Zurich we aspire to be one of the most responsible and impactful businesses in the world. Together, we’re creating a brighter future for our customers, our people and our planet.
With over 65,000 employees, you’ll feel the support of being part of a strong and stable company that is a long-standing player in the insurance industry.
We’ve made a promise to each other and every employee: to focus on sustainable impact, to care about each other’s wellbeing, to use our diverse expertise to be curious and optimistic and to develop the skills needed for our future.
If you’re interested in working in a dynamic and challenging environment where your creativity, ideas and contributions are recognised and rewarded, Zurich could be just the place for you. Be part of something great.
Our culture:
At Zurich, our strength comes from the diverse experiences, perspectives and talents of our people. Our goal is to create a workplace where every employee can flourish and where everyone feels valued, heard and respected.
Over a quarter of our employees are members of at least one of our inclusion communities (Employee Resource Groups), with groups focused on areas such as social mobility and cultural awareness. We’re proud to have received numerous industry awards recognising our diversity and inclusion policies and initiatives.
We’ve created an environment that places real importance on our people’s wellbeing from a physical, mental, social and financial perspective. We work with our wellbeing partners and industry experts to provide practical advice and access to a wide range of lifestyle support, alongside opportunities to learn, grow and develop the skills needed for the future.
We actively support our employees to give back to their communities through volunteering and charitable activity. Our charitable arm, Zurich Community Trust, is one of the longest‑established corporate trusts in the UK. Together, we’ve supported causes across the UK through grants and volunteering, contributing over £100 million in funding and volunteered time.
Your application:
We’re committed to treating all applicants fairly and with respect, irrespective of their actual or assumed background, sexual orientation, disability or any other protected characteristic.
As an inclusive employer we also want to ensure that all candidates feel comfortable and are able to perform at their best during the interview. You’ll have the opportunity to let us know of any reasonable adjustment or practical support needed when you apply.
We’d love it if you could submit your application online. If you require an alternative method of applying, please send an email to recruitment@uk.zurich.com
So, make a difference. Be challenged. Be inspired. Be supported. Love what you do. Work for us.
The financials
- 12% defined non-contributory pension scheme.
- Annual company bonus.
- Income Protection.
- Life cover - four times your salary.
Time away
- 28 days holiday a year plus bank holidays.
- You can also request to swap UK bank holidays for days off that have cultural or religious significance to you.
- The option to buy up to an additional 20 days or sell some of your holiday.
- Three days paid volunteering.
- Up to 16 weeks' full pay for maternity, paternity and adoption leave.
Your health is important to us
- Access to Private medical insurance.
- Virtual GP appointments.
- Discounted gym membership.
- Free flu jab.
- Access to a wealth of support from our wellbeing partners.
We're making a difference
- Creating a brighter, more sustainable future underpins all that we do here in Zurich. We were the first insurer to sign the ‘UN Business Ambition for 1.5˚C’ pledge.
- Our charitable arm, Zurich Community Trust, has awarded grants and volunteered time to deserving causes in the UK valued at over £90 million.